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What does Skip Tracing have to do with collections?

What does Skip Tracing have to do with collections.

Debt CollectionSince the beginning of time, people have been paying debts. The currency may have changed from the first signs of bartering to what exist today, the process lives on. The Kings and Queens sent out Constables and Sheriffs to collect for the kingdoms. This form of collection was noted as Tax Collection. You paid these taxes to merely exist in the territory that was claimed as the Kings jurisdiction. Today we pay those same debts in the form of property taxes and personal taxes. Collecting has always consist of searching, seeking, locating, acquiring some form of tangible value. Those items consisted of everything and anything that the seeker thought was of value.

Today… The collection process is identically similar: Seeking, Searching , Locating, Acquiring and /or Maintaining is still the basic protocol in collection. Here is where things seem to differ as agency’s and governments struggled to gather information on people of interest. As the government sought its citizens aggressively to gather any little bit of information that was available to them at the time of collections, was saved and stored. Over time researchers started  to analyze the information and made a startling discovery about human behavior and patterns of living, they found behaviors varied between buyers, sellers, debtors, lofty consumers, delinquency, habitual delinquency and much more.

Most people asked themselves how is that relevant. The truth is that your habits are optimized in a chart and sold to the highest bidder. In today’s society the people voluntarily surrender their information freely, no fuss, fight or slight resistance. Information technology has done what government could never do without a revolt from the people. Since information is power, social media, television, telephones, emails and other forms of communication has caused the people to basically hand over their information without struggle if you wanted or needed their services. Corporations gathered and harnessed our information to share and sell later among themselves. They would soon discover that the need for information was more in demand than the products that they sold.

Insurance Agency’s saw an opportunity to increase their profits substantially when they decided to take the same risk that banks did, and back the courts bond and bail services. This seem quite risky until the federal government passed a law to allow real property to be used as equity to secure their risk. The Bail bond Company could always be there was a lump sum to start each bond.

Company sold their clients and customer information to to brokers who sold that information:

  • Attorneys
  • Process Servers
  • Debt Collectors
  • Bail Bondsmen
  • Bounty Hunters
  • Repossession Agents
  • Private Detectives
  • Private Investigators
  • Police
  • Detectives
  • Journalist

These companies use that information to find you…

Skip Tracing is the process of locating the whereabouts of a Defendant or person(s) of interest. Depending on the purpose for which you are seeking this information, Trackers search for a person(s) residence , employer, personal assets and /or financial institution.

Most information is gathered through Public Databases and Public Records. However there are some things that are not accessible by the General Public Websites. Items not available on Public Websites or Public Databases will require that the seeker obtain a Warrant or Subpoena. Law Enforcement, Justice System Personnel and Private Investigators are the only people who are privileged to that type of information.

Costable

 

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